| 1. | Our interest rates are second to none. |
| 2. | No money down on a new home purchase. |
| 3. | Stated income loans if there are income challenges. |
| 4. | 7-10 day turnaround times. |
| 5. | Can process loans with as low as 500 credit score. |
| 6. | Bankruptcy is not a problem. |
| 7. | Consumer Credit Counseling-no problem. |
| 8. | Cash out, credit card consolidation |
| 9. | Can loan up to 125% of the value of your home |